Easy car loans. Fast applications.

We arrange personal and business loans for your motor vehicle needs. If you cannot or do not want to pay cash for your car, we are available to assist you to secure the necessary funds to make your purchase. We have access to some of the lowest rates on the market and can get fast approvals. Better still we can arrange flexible terms to suit your budget – if you want to pay off your vehicle over 1 year or up to 7 years.

McCarroll’s Financial Services is part of the McCarroll’s Automotive Group that operates 13 dealerships in New South Wales. The company began operations over 40 years ago in 1978. This means we not only provide financial services but can also secure you any available vehicle in any of our dealerships. However we can just as easily provide you a car loan for a purchase made elsewhere.

Car Finance has terms that can be confusing to those who have never financed before.
 

Balloon/Residual

A balloon otherwise known as a residual is the final payment owing on your vehicle. A balloon is often chosen so your monthly repayments are smaller however you need to ensure you have the funds for this final payment at the end of your loan period.

Terms
When we speak about flexible terms this usually refers to the length of your loan. Depending on your budget you may wish to have a short term, 1 year loan. However if it suits your budget we can get you a loan that is payed over a 7 year term meaning your monthly repayments will be much lower.

No. McCarroll’s Financial Services are the experts in getting the best car finance deal for your new or used car purchase. Talk to us before you walk into a dealership and you will have more bargaining power to save money. Having a pre-approval from us allows you to know what you can spend and purchase quickly as required.

In most cases, everything for your car loan application can be completed over phone and email. Once we have your application and your documentation returned, finance pre-approvals can be arranged within 1 business day.

We may require further documentation depending on your circumstance however if you have your driver's licence and recent payslips handy, your application process will be much faster.

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